How to Talk About Death Masterclass Terms & Conditions
Effective date:Â October 12, 2025
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The information provided in this masterclass, “How to Talk About Death,” is for educational and informational purposes only. It is not medical advice, legal advice, financial advice, psychological counseling, or a substitute for professional care of any kind.
By enrolling in and/or participating in this program, you acknowledge and agree to the following:
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No Medical Advice
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The content is not intended to diagnose, treat, cure, or prevent any medical or mental health condition.
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I am a licensed physician, but I am not your physician in this setting. Nothing in this program establishes or implies a doctor–patient relationship.
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Always consult your own qualified healthcare provider regarding any medical or mental health questions.
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No Legal, Financial, or Other Professional Advice
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Discussions of advance care planning, end-of-life decisions, or related topics are general in nature.
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You should seek advice from your own attorney, financial advisor, or other qualified professional regarding your specific circumstances.
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Personal Responsibility
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You assume full responsibility for your choices, actions, and results.
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I make no guarantees or warranties, express or implied, regarding outcomes you may experience.
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Limitation of Liability
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To the maximum extent permitted by law, liability for any claim arising from or related to your participation in this program is limited to the total amount you paid for the program.
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In no event shall I or my affiliates be liable for any indirect, incidental, special, consequential, or punitive damages.
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Nothing in this disclaimer shall be construed to exclude or limit liability for gross negligence, fraud, willful misconduct, or any other liability that cannot be excluded under New York law or applicable international law.
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International Participants
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If you access this program from outside the United States, you are solely responsible for compliance with your local laws and regulations.
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I make no representation that the content is appropriate or available for use in other jurisdictions, and participation is at your own risk.
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Refund Policy
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All sales are final. No refunds will be issued under any circumstances.
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For participants in jurisdictions with mandatory “cooling-off” periods for digital goods (e.g., EU law), by accessing or downloading this content, you expressly waive any right of withdrawal under applicable law.
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Governing Law & Venue
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This Agreement shall be governed by and construed in accordance with the laws of the State of New York, United States, without regard to conflict of law principles.
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Any disputes arising out of or relating to this Agreement shall be resolved exclusively in the state or federal courts located in New York County, New York, and you consent to the personal jurisdiction of such courts.
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By purchasing, enrolling in, or participating in this program, you acknowledge that you have read, understood, and agreed to this Disclaimer & Limitation of Liability, and you release me, my affiliates, and representatives from any and all claims arising from your participation.
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Contact Us
If you have any questions, concerns or complaints about these Terms & Conditions, please contact us by emailing: hello@luyikathyzhang.comÂ